playBunny: I think, therefore, that on balance you should never accept the double in that game because of the great chance of being gammoned.
In this case though, the gammon was irrelevant since the match would have been over anyway on a loss, and all that you need to consider is the win/loss %ages. These may be tainted by not playing for a gammon, so I suspect that the actual chances are slightly lower than 27% and the rejection of the double is correct, but not by much!!
(hide) If you want to play a game with an opponent of a similar level, you can define a required BKR range for a new game invitation. Then nobody with a BKR outside this range will be able to see/accept it. (Katechka) (show all tips)