Had this email today, wonder if anyone has any experience:


*Dear ,

These days you can get everything you need online – including peace of mind – when you shop using Virtual Account Numbers.

Virtual Account Numbers is a free service for AT&T Universal Card members that gives you a substitute card number to use in place of your credit card number when you make a purchase online. This random number provides you with additional security.

It's easy to use: before every online purchase, you simply get a new number from Virtual Account Numbers to use at each new merchant. And activating this free service is easy, too:

1. Sign on to Account Online at www.universalcard.com.

2. Click on the Virtual Account Numbers link on the top right of the statement page and follow the simple steps.


Plus, you'll get these convenient features:

Choice of user mode: You can download and install Virtual Account Numbers on your computer, or access it on the web without having to download it.


Automatic Form Fill: With just one click, it automatically fills out the merchant's form with the Virtual Account Number and its expiration date, your shipping address and your billing address (only available on download version).


Adjustable Settings: Set the spending limit and expiration date for each new Virtual Account Number.


Recurring Payment Option: You have the flexibility to use a Virtual Account Number once or to use a Virtual Account Number for recurring payments for up to two years.


Here's how easy it is to use Virtual Account Numbers when you're ready to make a purchase at the "Check Out" page:

1. Log in with your user name and password when the Virtual Account Numbers screen automatically pops up.

2. Get a substitute credit card number for your online purchase.

3. Enter your number into the merchant's form, set the Virtual Account Number expiration date, and you're done.


So for more secure shopping, sign on to Account Online at www.universalcard.com and start using Virtual Account Numbers today.