crosseyed: we'll I can't say I fully understand the system. It does worry me the the government here is in charge of health insurance. In the US the law only benefited a small number of the uninsured. There were other ways outside of obamacare. Even with Obamacare, millions will still be uninsured. And it's anything but affordable. Most have experienced rate increases and millions were dropped from existing policies. Perhaps laws and new regs were needed but a complete overhaul here in the US is a mistake. Obama could not be respected now if he were able to run again. People are increasingly unhappy with the consequences of this intrusive law.