(V): Complete rubbish. It's near impossible to sell the same things as the big stores sell and stay in business. Most new businesses fail. It's not just about brains (although that does help). You can't compete with a big business like America's Target or Walmart store if you're not already established and well grounded in the community.

You've got to make money at a business and lots of it. You have bills to pay and if you can't meet those bills each month, you're not going to make it. Do some small mom and pops thrive? Yes. Location is one reason. And the type of product being sold is another ingredient for success. But MANY small business have gone the way of the dinosaur because they could no longer compete.

And if you're so smart about it, how come you don't own your own small business if it's so easy? Easy to talk the talk but in reality, you'd fail like so many others. Most fail.