Someone here said the other day that when a person loses ( has frogs not found) they lose pts when the winner finds all the frogs.. OR close to that was said
Frog Finder (Rose vs. A663)

I hit a frog right off the 'hop' so to speak in this game, I got all the other 4 frogs before my opponent even found his 4th frog. He had 20 pts before I found the last one.. STILL has 20 pts at end game. HE did not lose any points.. The game really isnt fair if you are going to automatically lose if you hit one frog on your very first shot. U have absolutely ZERO chance of winning or even tying!!!