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21. detsember 2008, 17:48:48
Czuch 
Teema: Re:
Artful Dodger: maybe i dont understand, but doesnt an arm mean that their rates adjust with the current rates? If so, with and arm their rates should actually be going down, if not at least where they started when they took the loan (maybe they can only go up but not down with the current rate?)

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